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Ashneer Grover, Shashvat Nakrani, 

co-founders, BharatPe, BharatPe
age: 39, 22
BharatPe has the shopkeeper at the centre of its fintech universe. This has paid rich dividends, with more than 6 million merchant partners and loans worth ₹1,600 crore in less than three years. All thanks to QR codes.
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