Zarin Daruwala, 

Liaising with government bodies, notably several ministries, has made Daruwala known in bureaucratic circles. The most hard-pressed ministries—power, infrastructure, and transportation—seek her advice and intervention. When she’s not navigating the corridors of power, Daruwala is often the first port of call for CFOs of large corporates that bank with ICICI. Her unflinching focus on corporate banking margins has meant ICICI has been steadily pushing up its net interest margin in the last three years. Last year, she advised the government on pricing policy for gas-based power plants. Outside of government, she also financed 10 M&A deals. Another focus area: getting multinationals away from banking with foreign banks.